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Privacy Policy – Seven Finances

Privacy Policy

PRIVACY POLICY

Seven Finances (often refered to as “7F” or “us” or “we”), we are committed to maintaining the highest standards of integrity. In the course of our business, it is necessary to collect Personal Information about our potential clients. We take this activity seriously and seek to provide fair, secure and appropriate methods for the handling of Personal Information. All such activities are intended to be consistent with both generally accepted privacy ethics and standard business practices. Your Personal Information may be shared with a limited number of trusted partners and/or affiliates of the Company where such use is restricted to the management of your account and will not breach any elements of the EU General Data Protection Regulation (GDPR) as applicable.
If you have any questions or comments about the Company’s Privacy Policy, you can contact us through the Contact page or the Data Protection Officer at dpo@sevenfinances.com.

Personally Identifiable Information
We shall process your personal data as a Data Processor when you specifically opt-in and provide us with your consent, during your application to open an account with us. 7F a lawful base for processing your data, and it is for the following reason; ‘processing is necessary for the performance of a contract to which the data subject is party or in order to take steps at the request of the data subject prior to entering into the contract.’
If you open an account with us, you will be asked for information regarding your name and address, business activities, among other details. As part of the client onboarding process we may require to verify your identity and address during the on-boarding stage. This process is conducted mainly by 7F by requesting, and processing copies of your personal identifiable information, but also involves the use of third parties who conduct electronic verifications on our behalf. You might be asked to supply additional information to support any additional verification measures that may apply in the lines of business or for fulfilling the needs of a project for which we may enter into contract.
Where stated we may use the personal information you provide to contact you in the future about our products and services. We only hold data which is necessary to offer the services provided on our website.

Third Party Sites
This website contains links to other websites. Please note that 7F cannot be held responsible for the privacy policies of other websites. We encourage all visitors to be aware and read the privacy statements of every website that collects personally identifiable information.
The Company can confirm that it has a strict policy of not sharing your Personal Identifiable Information with an unauthorized third party under any circumstances.

Privacy Statement Changes
We may change this privacy statement at any time. If a change does occur, you will be notified accordingly, and where applicable your consent would be required. You are advised to read the statements so that you are satisfied with the privacy conditions under which you provide the Company with your personal information.

For EU Physical persons- EU General Data Protection Regulation (GDPR)
7F as a Data Processor is bound to comply with the requirements and principles of GDPR in processing your personal identifiable information. The Company is registered with the Commissioner of Data Protection in Cyprus, an independent authority set up to uphold information rights in the public interest, promoting openness by public bodies and data privacy for individuals.

Retention of Records
We will keep Personal Information only as long as it is necessary and required to do so subject to applicable Laws, including for the purposes of updating the product or services or as required by law. The usual retention period of your personal identifiable information is for a minimum of 5 years. You have the right to request to erase your information or to be kept for shorter period of time if it is no longer necessary for conduting business following the finalisation of a project or expiration of a contract.

When the Personal Information is no longer required, it will be destroyed either by shredding or other approved destruction methods to prevent unauthorized parties from gaining access to the information during and after the process.

Your Rights
The GDPR provides the following rights for individuals:
1. The right to be informed
2. The right of access
3. The right to rectification
4. The right to erasure
5. The right to restrict processing
6. The right to data portability
7. The right to object
8. Rights in relation to automated decision making and profiling.

We will safeguard information in our custody
We have developed and will maintain security procedures to safeguard Personal Information against loss, theft, copying, and unauthorised disclosure, use or modification. Access to Personal Information is restricted to employees and authorised service providers who need it to perform their work.

Right to Withdraw Consent
You have the right to withdraw your consent at any time,  where your personal identifiable information which have been processed by 7F will be deleted from our database  if it is no longer necessary for conduting business following the finalisation of a project or expiration of a contract.

What are Cookies?
Cookies are small data files. When you visit a website, the website sends the cookie to your computer. Your computer stores it in a file located inside your web browser.
Cookies do not transfer viruses or malware to your computer. Because the data in a cookie does not change when it travels back and forth, it has no way to affect how your computer runs, but they act more like logs (i.e. they record user activity and remember stateful information) and they get updated every time you visit a website.
We may obtain information about you by accessing cookies, sent by our website. Different types of cookies keep track of different activities. For example, session cookies are used only when a person is actively navigating a website. Once you leave the website, the session cookie disappears. For a more detailed list of cookies we use, please read the relevant section below.

How we use Cookies?
Also known as browser cookies or tracking cookies, cookies are small, often encrypted text files, located in browser directories. They are used by web developers to help users navigate their websites efficiently and perform certain functions. Due to their core role of enhancing/enabling usability or site processes, disabling cookies may prevent users from using certain websites.
Cookies are created when a user’s browser loads a particular website. The website sends information to the browser which then creates a text file. Every time the user goes back to the same website, the browser retrieves and sends this file to the website’s server. Computer Cookies are created not just by the website the user is browsing but also by other websites that run ads, widgets, or other elements on the page being loaded. These cookies regulate how the ads appear or how the widgets and other elements function on the page.

Functional and non-functional cookies
We use functional cookies to analyze how visitors use our website, as well as track and improve our website’s performance and function. This allows us to provide a high-quality customer experience by quickly identifying and fixing any issues that may arise. For example, we might use cookies to keep track of which website pages are most popular and which method of linking between website pages is most effective. The latter also helps us to track if you were referred to us by another website and improve our future advertising campaigns.
Another use of cookies is to store your log in sessions, meaning that when you log in to the Members Area to deposit funds, a “session cookie” is set so that the website remembers that you have already logged in. If the website did not set this cookie, you will be asked for your login and password on each new page as you progress through the funding process.
In addition, functional cookies, for example, are used to allow us to remember your preferences and identify you as a user, ensure your information is secure and operate more reliably and efficiently. For example, cookies save you the trouble of typing in your username every time you access our trading platform, and recall your preferences, such as which language you wish to see when you log in. See some examples of the function enabled through the use of cookies:
• Detecting the country you are currently visiting from
• Checking browser type and device
• Tracking which site the user was referred from
Allowing third parties to customize content accordingly
Our cookies do not contain any personal data, account numbers, or passwords. We may enlist outside organizations to help us manage the website and collect and analyze statistical data. These outside organizations may install and use their own cookies on our behalf.

Functional cookies have uses including:
• remembering your login details
• guaranteeing the security of your login details
• guaranteeing the uniformity of the appearance of the website

Non-functional (analysis) cookies have uses including:
• counting the numbers of visitors to the website
• recording how visitors use the website
• improving the performance of the website
• improving your user experience on the website

There are functional and non-functional cookies. Functional cookies are needed for the website to work properly or to make sure that the desired information is shown quickly and accurately each time you visit our website. For example, you do not have to enter your details, mention your preferences or change your settings again upon your next visit. Non-functional cookies tell us about the number of visitors to the website and how these visitors use the site. We can use this information to improve the website. These files automatically disappear as soon as you close your internet browser or stay saved on your computer for up to 12 months after your last visit.

Use of Web Beacons
Some of our Web pages may contain electronic images known as Web beacons (sometimes known as clear gifs) that allow us to count users who have visited these pages. Web beacons collect only limited information which including a cookie number, time and date of a page view, and a description of the page on which the Web beacon resides. We may also carry web beacons placed by third party advertisers. These beacons do not carry any personally identifiable information and are only used to track the effectiveness of a particular campaign.

Disabling/Enabling Cookies
You have the ability to accept or decline cookies by modifying the settings in your browser. However, you may not be able to use all the interactive features of our site if cookies are disabled.
For further information about cookies and how to disable them, please refer to www.allaboutcookies.org.

Common Types of Cookies
This website may use sometimes 4 main types of cookies.

Session cookies are temporary cookies stored in the browser’s memory just until the browser is closed. These types of cookies pose less of a security risk and are used to power e-commerce shopping carts, to control the page elements shown to a user during a single multi-page visit to a website, and for other short-term storage purposes.

Peristent cookies are longer-term cookies that are tagged by the issuer with an expiration date. These cookies are stored by the browser even after the browser is closed. They are returned to the issuer every time you visit the site that issued the cookie or view a site that contains a resource (such as an ad) issued by the original cookie issuer. In this way, persistent cookies can track your activity not only on the site that issued the cookie but also on any site that includes a resource issued by the same site. This is the mechanism sites like Google and Facebook use to create a log of user activity across multiple websites.

When you click “Remember Me” or a similar option when logging into an online account, a persistent cookie is used to store your login information on your browser.

Due to the fact that persistent cookies stick around much longer than session cookies, and can theoretically track your activity over time at multiple sites, persistent cookies pose a greater risk than session cookies.

First-party cookies are cookies created by the site you’re currently visiting. For example, while on this site we use cookies for various purposes, such as making our host filtering feature work. The cookies we issue while you’re visiting our site are first-party cookies.

Third-party cookies are cookies added by a domain that is not the domain you are currently visiting. The most common use of third-party cookies is to track users who click on advertisements and associate them with the referring domain.

For example, when you click on an ad on a website, a third-party cookie is used to associate your traffic with the site where the ad appeared.

While cookies are a necessary part of the modern web, they can also pose a considerable risk of invasion of privacy as well as a security risk to the websites that use them.

(Read Cookies guide at https://www.whoishostingthis.com/resources/cookies-guide/)

Data Protection Officer
If you are not satisfied with our response or believe we are not processing your personal data in accordance with the law, you can escalate your complaint to the data protection regulator in your jurisdiction.

By accessing the Company’s websites and any pages linked thereto, you agree to be bound by the terms and conditions as described above.

 
What personal information do we collect from the people that visit our blog, website or app?
We do not collect information from visitors of our site.
 
When do we collect information?
We collect information from you when you register on our site, subscribe to a newsletter or enter information on our site.
How do we use your information?
We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:
       To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
       To allow us to better service you in responding to your customer service requests.
       To administer a contest, promotion, survey or other site feature.
       To quickly process your transactions.
       To ask for ratings and reviews of services or product.
       To follow up with them after correspondence (live chat, email or phone inquiries)
How do we protect your information?
Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.
We use regular Malware Scanning.
Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology.
We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.
All transactions are processed through a gateway provider and are not stored or processed on our servers.
 
Do we use ‘cookies’?
Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.
 
We use cookies to:
       Help remember and process the items in the shopping cart.
       Understand and save user’s preferences for future visits.
       Keep track of advertisements.
You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser’s Help Menu to learn the correct way to modify your cookies.
 
If users disable cookies in their browser:
If you turn cookies off, Some of the features that make your site experience more efficient may not function properly. Some of the features that make your site experience more efficient and may not function properly.
 
Third-party disclosure
We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it’s release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
 
Third-party links
Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
 
Google
Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en
We use Google AdSense Advertising on our website.
Google, as a third-party vendor, uses cookies to serve ads on our site. Google’s use of the DART cookie enables it to serve ads to our users based on previous visits to our site and other sites on the Internet. Users may opt-out of the use of the DART cookie by visiting the Google Ad and Content Network privacy policy.
 
We have implemented the following:
       Remarketing with Google AdSense
We, along with third-party vendors such as Google use first-party cookies (such as the Google Analytics cookies) and third-party cookies (such as the DoubleClick cookie) or other third-party identifiers together to compile data regarding user interactions with ad impressions and other ad service functions as they relate to our website.
 
Opting out:
Users can set preferences for how Google advertises to you using the Google Ad Settings page. Alternatively, you can opt out by visiting the Network Advertising Initiative Opt Out page or by using the Google Analytics Opt Out Browser add on.
 
California Online Privacy Protection Act
CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law’s reach stretches well beyond California to require any person or company in the United States (and conceivably the world) that operates websites collecting Personally Identifiable Information from California consumers to post a conspicuous privacy policy on its website stating exactly the information being collected and those individuals or companies with whom it is being shared. – See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf
 
According to CalOPPA, we agree to the following:
Users can visit our site anonymously.
Once this privacy policy is created, we will add a link to it on our home page or as a minimum, on the first significant page after entering our website.
Our Privacy Policy link includes the word ‘Privacy’ and can easily be found on the page specified above.
You will be notified of any Privacy Policy changes:
       On our Privacy Policy Page
Can change your personal information:
       By emailing us
       By calling us
       By logging in to your account
 
How does our site handle Do Not Track signals?
We honor Do Not Track signals and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.
 
Does our site allow third-party behavioral tracking?
It’s also important to note that we allow third-party behavioral tracking
 
COPPA (Children Online Privacy Protection Act)
When it comes to the collection of personal information from children under the age of 13 years old, the Children’s Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States’ consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children’s privacy and safety online.
We do not specifically market to children under the age of 13 years old.
Do we let third-parties, including ad networks or plug-ins collect PII from children under 13?
 
Fair Information Practices
The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.
 
In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:
We will notify you via email
       Within 2 business days
We will notify the users via in-site notification
       Within 2 business days
We also agree to the Individual Redress Principle which requires that individuals have the right to legally pursue enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.